// HOW IT WORKS
From wire transfer to finished roof, with proof at every step.
Four steps. One promise: no naira leaves your escrow until an independent inspector, standing on your plot, has documented exactly what it bought you.
// STEP 01
Verify your identity, fund the escrow.
Sign up from anywhere in the world, complete one-time KYC against Smile Identity, and load milestone funds into a virtual account held in your own name (not the contractor's)
Verify your identity, fund the escrow.
Liveness check + government ID. Verified in under 4 minutes for 96% of applicants.
Multi-currency funding
Wire in USD, GBP, EUR or CAD. We settle to NGN at the daily NAFEM rate with full receipts.
Held in your name
Funds sit in on Anchor-backed virtual account titled to you, not the contractor or BuildWatch.
event_01_0_beat
Escrow funded · Adebayo Residence
₦42,000,000 across 6 milestones
// STEP 02
An independent, BVN-verified inspector is dispatched.
We match your site to a vetted inspector within 24 hours, based on state, project type, and historical rating. They have no relationship with your contractor and no incentive to look away.
Rated, ranked, replaced
Inspectors below 4.6 stars for two consecutive months are rotated out. You can request a replacement at any time.
Conflict-of-interest checks
We screen for shared LGA, family ties, and prior work history with your contractor before assigning.
Weekly site visits
Standard cadence is one inspection per week. Upgrade to twice-weekly during critical pours and roofing.
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Engr. Chukwuma O · 4.9 ★
Lagos · 287 inspections · BVN verified
// STEP 03
GPS check-in, photo evidence, material count.
The inspector must physically enter a geofence around your plot before the app will let them open a report. Every photo is time-stamped and hashed, then compared frame-by-frame against the previous visit.
Geofenced check-in
The inspector must physically enter a geofence around your plot before the app will let them open a report.
20-40 photos + walkthrough video
Standard inspection captures structure, materials on hand, workers present, and a 90-second video walkthrough.
SHA-256 photo integrity
Every image is hashed on the inspector's device and again on our servers. Tampering is mathematically detectable.
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Inspection #14 · uploaded 2m ago
32 Photos · 1:47 video · 6.428'N 3.421'E
// STEP 04
You approve the milestone. We release the money.
Open the report from your phone in London, Toronto or Houston. Approve to release that tranche to the contractor, or raise a dispute and freeze the funds while we investigate. Silence after 48 hours counts as approval.
One-tap approval
Approve the milestone and the contractor sees the inflow within minutes via Paystack settlement.
One-tap dispute
Raise a flag and a senior inspector revisits within 72h. Funds stay frozen until both parties sign off.
Full audit trail
Every release is signed, timestamped, and exportable as a PDF for your records or your lawyer.
event_01_0_test
Milestone 3 · Released
₦7,000,000 · Block Work Complete
// TYPICAL TIMELINE
A milestone, end to end.
Mon 09:00
Inspector receives dispatch ping
Tue 14:30
GPS check-in on plot, photos uploaded
Tue 16:00
You get the push notification
Thu 09:00
Approve · funds release · contractor paid
You've seen the how.
Now protect the project.
Onboard in under 10 minutes. Your first inspection is on us.