// ESCROW · ₦2.1B currently held in trust
YOUR CONTRACTOR GETS PAID
ONLY WHEN THE WORK EARNS IT.
We hold your build budget in a CBN-licensed trustee account and release it in milestone tranches – each one signed off by a vetted, independent inspector. No advance lump sums, no chasing refunds, no "uncle, just send small more."
// HOW IT WORKS
Four locks between your money and a missing contractor.
Held by a licensed Nigerian trustee
Funds sit in a segregated escrow account at a CBN-licensed corporate trustee – never on BuildWatch's balance sheet, never with the contractor.
Released only on inspector sign-off
Every tranche needs a 42-point report from an independent, BVN-verified inspector you didn't pay directly. No selfies, no signature, no release.
Disputes go to a neutral panel
If you and the contractor disagree on a milestone, a 3-person panel of senior engineers reviews the evidence inside 72 hours and rules in writing.
Two-key release
You and the inspector both approve the milestone before any Naira leaves the account. The contractor cannot self-release, even for mobilization.
// TRANCHES
Six milestones. Six locked vaults.
Your contract is split into milestone tranches before a single Naira moves. Each tranche is its own little vault – funded on day one, opened only when an inspector certifies the work behind it.
// SAMPLE PROJECT
4-bedroom duplex · Lekki
Contract value · ₦42,000,000
Signed contract + site handover photos
Eng-cert, DPC level + GPS-photos
Signed contract + site handover photos
Roof on, no leaks, materials reconciled
Snag list cleared + occupancy walk-through
"I sent ₦18M from Houston and slept that night. The escrow page told me exactly which vault was open, which was locked, and who held the key. That had never been true before."
Adaeze. N
Manchester, UK.
3-Bed Bungalow · Owerri
Lock your build budget before the next site visit.
Opening an escrow takes 12 minutes and a copy of your contract. You can invite your contractor by phone number afterwards.